Why Would You Use a Mortgage Broker?

Mortgage Brokers are trained professionals (independent from the banks) licensed to represent and provide You with the best advice for Your financing. A broker works hard for You and Not the “banks” (they are not limited by one bank’s lending products – brokers seek out the best lender offerings to best suit You). There are…

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Let’s Think About Variable Rates…

from mpamag.com In mortgages, there’s always some element of risk. “Yes” A variable-rate mortgage comes with the upfront risk – your interest rate will change as the prime rate changes. Rate changes are usually announced at eight Bank of Canada meetings a year, with a typical change of 0.25%; very seldom have there been two…

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Always Love a Great Review…

Working hard to get a “Great Mortgage for You” is what we are here for… Always love a great review and “Thank You”. When you are shopping for your next mortgage… EasyApproval.ca is the place to get it done.

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A brief history of inflation in Canada…

From Trembo Financial With May inflation stats hitting 3.6%, the highest in a decade, here’s a brief outline of how inflation has affected Canada in the last several decades. From a 20% high in the aftermath of WW2, to the high inflation of the late 70s and early 80s, and the low inflation of the…

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Why YOU Should Use a Mortgage Broker…

Whether you are looking to purchase your first home, refinance your mortgage or just found out you don’t qualify at your bank, you should consider using a mortgage broker… Unlike your bank’s mortgage specialists (who are employed by a specific organization and therefore mandated to sell that organization’s products), mortgage brokers have access to several…

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How to Handle a Mortgage after a Separation or Divorce

Going through a separation or a divorce is very difficult, and there is a lot to consider, including the mortgage you once shared with your spouse. Deciding who gets the house and whether or not you should sell can be very challenging, and resolving this matter can take time. It is important that you have…

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FREE Mortgage Payment Contest – Great Chance to WIN

Here we are half way through 2021 (time is flying by and summer is now here!) and with EasyApproval.ca – one lucky client will be getting a FREE Mortgage Payment… and your chance to win could be close to 1 in 50 – What would you do with the money you save when EasyApproval.ca makes…

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Time is Running Out to beat the Mortgage Stress Test…

June 1st at Midnight. If you are thinking of refinancing or are buying a new home, the rules for the stress test will change (qualifying rate will increase from the current 4.79% up to 5.25%) making your budget tighter; reducing your borrowing power – and making your maximum borrowing limit that much less. So, if…

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Making YOUR Mortgage as Easy as Possible…

“Happy Clients” are the best reward for any business… and “Great Reviews” are the icing on the cake! Trust EasyApproval.ca for YOUR financing and see the difference yourself – Call Today and “Let’s Get Started!”

Fixed or Variable Mortgage Rate – Which One Should You Choose?

If you’re trying to decide between a fixed or variable mortgage rate, you need to look into the advantages and disadvantages of each option so that you can make an informed decision. If you’re not sure which way you should proceed, the following guide will help you weigh the benefits and risks associated with each…

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